We’re Sebastian and Tawnya, co-bloggers who will help you unlock the secrets of the financial world. We started this blog so we could share our knowledge of finance topics in order to help others understand finance and reach their money goals. While neither of us are wealthy by family or work, we have been able to reach our money goals and become “rich” through savvy financial planning. Knowing how financial systems work, and how to use the system to your advantage, is the key to becoming “rich,” as we have. Any Money Saved on every day expenditures goes right back into your pocket, where it becomes Money Earned, and it all adds up.